As your dedicated property-buying experts, we understand that it is not just about finding that ideal property, but ensuring that the community, amenities, and surroundings align with your lifestyle.
From the number of bedrooms and living spaces you would like through to the amenities you wish to be close to, we take the time to listen to your needs, preferences, and aspirations.
Our goal is to find you a house that will become your perfect home, so trust us to get you there with sound personal advice, local knowledge, and unwavering support every step of the way.
Discover Your Dream Property
Explore our all of our properties for sale today. From a new-build house or city flat, to a coastal retreat or a village hideaway, we are sure you will find what you are looking for.
Buying a New Home – What is the Process?
Buying a house is potentially one of the biggest purchases you will make, which is why we want to help you understand the process from start to finish.
Whether a first-time buyer or looking to move up the property ladder, here are the steps you need to know:
- Appoint Garden Stirling Burnet as your solicitor
- Seek mortgage advice from an Independent Financial Advisor (IFA) to check your affordability and secure the best mortgage
- Secure a mortgage agreement in principle
- Search for your ideal property and view those you shortlist
- Check the home report to ensure you make an informed decision
- Make an offer on a property through your solicitor
- Finalise your mortgage with your IFA
- Finalise offer details, date of entry, missives, and go through all legal matters with our conveyancing team
- Move into your new home!
Property Buying FAQs
Embarking on a house-buying journey at whatever stage in life may seem daunting and stressful.
To help you feel informed and relaxed throughout, we have put together some of the most asked questions.
The timeline will vary depending on your circumstances, but on average it takes around 8–12 weeks from offer acceptance to completion. Factors such as mortgage approval, and surveys can affect the duration.
You will need to budget for solicitor’s fees, stamp duty, and moving expenses.
In Scotland, it is the property seller that needs to pay for a home report, this is specific to the Scottish system. It will include a single survey, an energy report, and a property questionnaire. These need to be completed before a property is put on the market.
Your deposit, which is usually a minimum of 5% of the property valuation, along with a “Decision/Agreement in Principle” from your mortgage provider.
For all mortgage-related enquiries, we can put you in touch with trusted advisors to guide you seamlessly through the process.
It is an exciting time when you find your dream property. Our Sales Negotiators will fully guide you through the process, putting in a note of interest, and will discuss your offer tactically based on the type of property and the circumstances of the owner.
These should all be paid near to your Date of Entry.
You can then progress your contract (missives) and your conveyancing transaction (transferring the title) with one of our specialist residential conveyancing team, who will ensure clear and professional communication throughout.
Local Knowledge, Scotland-Wide Expertise
Property Buying in East Lothian
With offices in Haddington, Tranent, Dunbar and North Berwick, our unparalleled knowledge of East Lothian extends from its world-famous golf courses and stunning beaches to its picturesque woodland walks and characterful towns.
From the historic allure of Haddington to the coastal beauty of Dunbar, our insight and professionalism ensures that whether you’re a resident — or relocating to the area from elsewhere — we’ll find you your very own desirable East Lothian property.
Property Buying in Edinburgh
With our newest addition to our suite of offices across the Scottish central belt, we now have a foothold in the capital city to help with property buying in Edinburgh. Our commitment to technology and speed of delivery allows us to maintain pace with the ever-moving property landscape in the city.
No matter how your desired property fits into Edinburgh’s kaleidoscopic puzzle of properties, we can help you buy your dream home in Edinburgh.
Buying a Home Elsewhere in Scotland
We are also able to assist in the purchase of properties in the scenic Scottish Borders, as well as in Midlothian’s booming property market.
In reality, we can work remotely on any conveyancing work across Scotland, so just call us if you’re unsure if we can help you.
Let Garden Stirling Burnet Help You Buy Your Next Home
Choose Garden Stirling Burnet as your trusted estate agency partner and turn your dream of owning the perfect home into reality.
Speak to one of our friendly team today.
